Resource Centre
Free Tools for Your Business
A collection of free interactive tools to help Malaysian business owners and individuals make better decisions — no sign-up, no email, no cost. Built by a Chartered Accountant, free for everyone to use.
Finance & Compliance
e-Invoice Readiness Checker
12 questions, 2 minutes — get your company's LHDN e-Invoice readiness score and the exact steps to take before your phase begins.
New
SST Calculator
Add, remove or work out SST on any amount — pick 6%, 8% or a custom rate and see the tax and net figures instantly. Built for Malaysian invoicing.
Pricing & Profitability
Profit Margin Calculator
Enter three monthly figures and instantly see your gross and net margins — with an honest read on whether they're healthy, thin, or in trouble.
New
Markup vs Margin Calculator
Turn cost into the right selling price, or find your markup and margin from any cost and price. Stop confusing the two.
Break-even Calculator
Find out how many sales you need each month — in units, revenue and sales per day — before you make your first ringgit of profit.
New
ROI Calculator
See the return on any spend or investment as a clear percentage — with an honest read on whether it's excellent, average, or a loss.
Cash Flow & Liquidity
Cash Runway Calculator
See your monthly burn rate, how many months of cash you have left, and roughly when it runs out if nothing changes.
New
Current Ratio Calculator
Check whether your business can cover its short-term bills — enter current assets and liabilities to get your liquidity ratio and what it means.
New
Quick Ratio Calculator
The acid test: can you meet short-term obligations without relying on selling inventory? Get your quick ratio instantly.
New
Debt-to-Equity Calculator
See how much of your business is funded by debt versus your own equity — with a simple traffic-light read on your leverage.
Insurance & Takaful
CI Takaful Comparison Dashboard (in Malay)
Compare 5 critical illness takaful plans, calculate your coverage gap, and see real costs by age and profile.
All tools are free, run entirely in your browser, and never store your figures. More tools are on the way — including car rental and travel calculators.
Need help beyond these tools?
Free tools give you a snapshot — but every business has its own situation. For finance advisory, Bukku implementation, or business digitalisation, message me directly on WhatsApp or explore my full services on the homepage.
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